Pengaruh Persepsi Masyarakat Tentang Ke’Syariah’an Perbankan Syariah (Studi Pada Masyarakat Pamulang)

Ahmad Syauqi


Islamic banking must be based on the principles of Islamic economics framework in accordance with Islamic law. Islam forbids usury and interest, but Islam has permitted profit and loss sharing. This research aims to analyze the influence of the level of people’s understanding toward Islamic banking, usury, interest and profit and loss sharing, and to analyze the relationship of Islamic Bank Customer Savers which are alsoConventional Bank Customer Savers. This research involved 100 respondents, all of whom are based on society in Pamulang. The result of the study showed that the level of people’s understanding toward Islamic banking is still relatively low. Their perception of how sharia Islamic banks, usury, interest, and the profit and loss sharing are varies, most of them still do not understand and know these terms. On the other side, the relationship between Islamic Bank Customer Savers which are also Conventional Bank Customer Savers and employment status and education level is closely associated. This has an impact on the public interest to save or take financing in Islamic banks is also lower. Islamic banks which supposed to be a prominent choice for the Muslim community is still inferior to conventional bank dominance. Thus, they need to evaluade themselves forward in order to increase the number of customers. Socialization is not only done by banking practitioners in banking settings, but it may be given by dai/khatib/ preachers in mosques, formal and informal meetings.


Perception, Islamic Society, Islamic Banks

Full Text:




  • There are currently no refbacks.

Copyright (c) 2017 Ahmad Syauqi

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.


2th floor, Room 217, S1 Accounting Department
Surya Kencana Street No. 1 Pamulang
Tangerang Selatan, Banten, 15417
Tlp/Fax: (021) 7412566
Handphone: 08128002843

Creative Commons Licence
Jurnal Ilmiah Akuntansi Universitas Pamulang by S1 Accounting Department is licensed under a Creative Commons Attribution-Share Alike 4.0 International License.
Based on a work at