Akuntansi untuk Budgeting dan Menabung untuk Tujuan Tertentu

Authors

  • Mega Adhelia Universitas Pamulang
  • Gracelina Oktavia Simanjuntak
  • Suci Rantiandini
  • Raghib Assirjani
  • Irenne Putren

DOI:

https://doi.org/10.32493/abms.v7i1.54390

Abstract

Many high school students still face difficulties in managing their pocket money due to the lack of financial planning habits such as budgeting and goal-oriented saving. Most students tend to spend money impulsively without keeping records, resulting in imbalanced income and expenses. This situation indicates a low level of financial literacy among adolescents. 2) The main problem identified in this program is the lack of understanding of basic accounting concepts related to personal financial management, especially in budgeting and determining spending priorities. Consequently, students often find it challenging to differentiate between needs and wants. 3) The purpose of this community service activity is to improve students’ awareness and understanding of financial management through simple accounting approaches and to encourage consistent saving habits with specific goals. 4) The method used was interactive socialization through PowerPoint presentations and simple budgeting case simulations. 5) The results show that the students demonstrated higher motivation and awareness in managing their finances, recording expenses, and making proportional allocations of pocket money. 6) This activity successfully fosters positive financial habits among students that support discipline, self-control, and long-term financial responsibility.


Keywords: budgeting; basic accounting; financial literacy; saving motivation

References

Anwar, R., & Handayani, D. (2020). Pelatihan Penyusunan Laporan Keuangan Sederhana bagi Siswa Sekolah Menengah. Jurnal Pengabdian Masyarakat Indonesia, 5(1), 45–52.

Fitriyani, E., & Nurhaliza, R. (2021). Peningkatan Literasi Keuangan Melalui Edukasi Pengelolaan Keuangan Pribadi bagi Siswa SMA. Jurnal Abdimas Ekonomi dan Pendidikan, 3(2), 98–107.

Lusardi, A., & Mitchell, O. S. (2014). The Economic Importance of Financial Literacy: Theory and Evidence. Journal of Economic Literature, 52(1), 5–44.

Otoritas Jasa Keuangan. (2022). Survei Nasional Literasi dan Inklusi Keuangan 2022 (SNLIK 2022). Jakarta: Otoritas Jasa Keuangan.

Rahman, F., & Pratiwi, N. (2022). Penerapan Media Game Edukasi dalam Meningkatkan Motivasi dan Konsentrasi Belajar Siswa. Jurnal Pendidikan dan Teknologi Pembelajaran, 6(1), 45–54.

Setiawan, B., & Rahmawati, D. (2018). Financial Literacy Among Students: An Empirical Evidence from Indonesia. Jurnal Economia, 14(2), 123–134.

Suharti, E., & Rahma, M. (2019). Peningkatan Kemampuan Pengelolaan Keuangan Pribadi Melalui Literasi Keuangan di Kalangan Remaja. Jurnal Pengabdian Masyarakat Nusantara, 4(3), 211–220.

Wijayanti, T., & Santoso, H. (2020). Peran Pendidikan Akuntansi dalam Meningkatkan Kesadaran Literasi Keuangan Siswa Sekolah Menengah. Jurnal Pendidikan dan Ekonomi, 9(1), 34–42.

Downloads

Published

2025-12-31

Issue

Vol. 7 No. 1 (2025): Abdimisi

Section

Articles

License

Copyright (c) 2026 Mega Adhelia, Gracelina Oktavia Simanjuntak, Suci Rantiandini, Raghib Assirjani, Irenne Putren

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Copyright Notice

Authors who publish with this journal agree to the following terms:

    1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
    2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
    3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).

Abdimisi have CC-BY-SA or an equivalent license as the optimal license for the publication, distribution, use, and reuse of scholarly work.

In developing strategy and setting priorities, Abdimisi recognize that free access is better than priced access, libre access is better than free access, and libre under CC-BY-SA or the equivalent is better than libre under more restrictive open licenses. We should achieve what we can when we can. We should not delay achieving free in order to achieve libre, and we should not stop with free when we can achieve libre.

You are free to:

  • Adapt — remix, transform, and build upon the material for any purpose, even commercially.
  • The licensor cannot revoke these freedoms as long as you follow the license terms.