Cerdas Digital, Aman Finansial: Edukasi Waspada Scamming, Phishing & Smishing Untuk Masyarakat Desa Boja
DOI:
https://doi.org/10.32493/j.png.v3i2.59306Keywords:
literasi digital, keamanan finansial, phishing, smishing, scammingAbstract
Perkembangan teknologi digital telah mendorong meningkatnya penggunaan layanan keuangan berbasis internet di masyarakat, termasuk di wilayah pedesaan. Namun, peningkatan penggunaan teknologi tersebut tidak selalu diimbangi dengan kemampuan literasi keamanan digital yang memadai sehingga masyarakat rentan terhadap berbagai bentuk kejahatan siber seperti scamming, phishing, dan smishing. Kegiatan Pengabdian kepada Masyarakat (PKM) ini bertujuan untuk meningkatkan pemahaman masyarakat Desa Boja, Kecamatan Boja, Kabupaten Kendal mengenai keamanan digital dalam aktivitas transaksi keuangan. Kegiatan dilaksanakan di Balai Desa Boja dengan melibatkan 50 peserta yang berasal dari latar belakang petani, pedagang UMKM, pengemudi ojek online, dan buruh. Metode kegiatan meliputi pelatihan, simulasi identifikasi modus penipuan digital, diskusi interaktif, serta evaluasi melalui pre-test dan post- test. Hasil kegiatan menunjukkan adanya peningkatan signifikan pada tingkat pemahaman peserta, di mana nilai rata-rata pre-test sebesar 43,6% meningkat menjadi 86% pada post-test. Selain itu, peserta menunjukkan respon positif terhadap kegiatan yang dilaksanakan dan mampu mengidentifikasi ciri-ciri pesan penipuan digital serta menerapkan langkah-langkah perlindungan data pribadi. Program ini diharapkan dapat meningkatkan literasi keamanan digital masyarakat serta mengurangi risiko kerugian finansial akibat kejahatan siber di lingkungan masyarakat.
The development of digital technology has driven the increasing use of internet-based financial services in the community, including in rural areas. However, this increased use of technology is not always accompanied by adequate digital security literacy skills, leaving the community vulnerable to various forms of cybercrime such as scamming, phishing, and smishing. This Community Service (PKM) activity aims to increase the understanding of the people of Boja Village, Boja District, Kendal Regency regarding digital security in financial transaction activities. The activity was held at the Boja Village Hall and involved 50 participants from a background of farmers, MSME traders, online motorcycle taxi drivers, and laborers. The activity methods included training, simulations to identify digital fraud modes, interactive discussions, and evaluations through pre- and post-tests. The results of the activity showed a significant increase in the level of participant understanding, where the average pre-test score of 43.6% increased to 86% in the post-test. In addition, participants showed a positive response to the activities carried out and were able to identify the characteristics of digital fraud messages and implement personal data protection measures. This program is expected to increase digital security literacy in the community and reduce the risk of financial losses due to cybercrime in the community.
References
Addinda Khairunnazah, Ahmad Fikri Hilal,Alfath Fadila Mursyid, Fatimatu Zahra, A. F. (2025). Regulasi Hukum Siber dan Pembatasan Kebebasan. Jurnal Hukum, Administrasi Publik Dan Negara, 2(6), 149–161. https://doi.org/https://doi.org/10.62383/hukum.v2i6.718
Ade Lia Tasliah, Adila Nuraeni, I. F. R. (2024). ). Literasi Digital: Kunci Menuju Pendidikan Berkualitas Melalui Perspektif SDGS 2030. Jurnal Multidisiplin Ilmu Akademik, 1(3), 154–165.
Amelia, Cintya Putri Nasution, Nayla Ahlami Dalimunthe, Suaini Mebia Putri, R. Y. (2025). Pengaruh Media Pembelajaran Digital Terhadap Pemahaman Materi Siswa Man 2 Model Medan. Kampus Akademik Publising: Jurnal Multidisiplin Ilmu Akademik, 2(3), 333–342. https://doi.org/https://doi.org/10.61722/jmia.v2i3.4788
Bhat, S. A., Mir, A. A., & Islam, S. B. (2022). Scale Purification and Validation: A Methodological Approach to Sustainable Online Retailing. VIKALPA The Journal for Decision Makers 47(3) 217–234, 47(3), 217–234. https://doi.org/10.1177/02560909221123632
Citranu, Rahmawati, Fransiskus Xaverius, Watkat, Henry Kristian Siburian, Dudi Mulyadi, Muhamad Abas, Y. W. (2022). Hukum Siber. Getpress Indonesia.
Daud, R. F., & Dewi, W. N. (2024). Transformation Of Print Media To Digital Media In Facing The Era Of Information Technology. Arrus: Journal of Social Sciences and Humanities, 4(6), 663–667.
Della, D. M., Astari , D. W., Irawan , R. R., & N. (2023). Audit Komunikasi Strategi Digital Universitas Muhammadiyah Kotabumi dalam Menguatkan Brand Image di Instagram. Komsospol, 3(2), 31–39.
Hatuka, T., & Elhanan, G. (2026). Digitization processes at the neighborhood scale : Infrastructure , governance , community , and practices. Planning Theory, 25(1), 75–97. https://doi.org/10.1177/14730952241263863
Hidayah, G. R., Djazim, H., & Awaluddin, M. (2025). Studi Komparatif Perlindungan Data Pribadi dalam UU ITE 2024 dan UU PDP 2022. Jurnal Riset Rumpun Ilmu Sosial, Politik Dan Humaniora, 4(2022), 61–70. https://doi.org/https://doi.org/10.55606/jurrish.v4i4.6341
Hutabarat, Y. D., Rahmayani, E. S., Kurnia, A., Putra, S., Nurhafriza, R., Hutabarat, J. S., Salsabillah, N., Jl, A., Dompak, R., Bestari, K. B., Tanjungpinang, K., & Riau, K. (2025). Kepemimpinan yang Melayani : Bagaimana Abdullah Azwar Anas Mendekatkan Pemerintah dengan Rakyatnya. Jurnal Multidisiplin Ilmu Akademik, 2(5), 640–645.
Ibrahim, M. M., Rifad, D. M., Purwanto, E., Purnama, C., & Maulidan, R. A. (2025). Budaya dalam Era Media Sosial: Studi pada Komunitas Tradisional di Indonesia. Indonesian Culture and Religion Issues, 2(3), 13. https://doi.org/10.47134/diksima.v2i3.213
Liu, Z. (2025). Internet Use and Perceptions of Social Fairness in China : The Mediating Role of Social Trust and Urban-Rural Heterogeneity. SAGE Open, 2, 1–17. https://doi.org/10.1177/21582440251406692
Mujahidin. (2025). Implementasi Hukum Keluarga Islam Di Era Digital: Tantangan Dan Peluang. Modeling: Jurnal Program Studi PGMI, 12(3), 326–337.
Novia Sri Falinda, Rosy Febriani Daud, Rizky Rahmanda Irawan, Muhammad Fatchuriz, & A. (2025). Penguatan Integritas Ilmiah di Era Transformasi Digital: Implementasi Reposisi Peran Universitas Swasta melalui Kuliah Umum Internasional sebagai Bentuk Pengabdian kepada Masyarakat. Jurnal Ragam Pengabdian, 2(2), 399–412.
Rosliani, E., Rahayu, D., Nugaraha, Y., & Fauzan, M. (2025). Peningkatan Kompetensi Digital Sebagai Upaya Pemberdayaan Masyarakat Desa Sirnajaya dengan Tema : Aman di Dunia Digital , Kenali dan Cegah Penipuan Online. Jurnal Bhakti Karya Dan Inovatif, 5(2), 140–149. https://doi.org/https://doi.org/10.37278/bhaktikaryadaninovatif.v5i2.1351
Sani, R. R., Ghozi, W., Rafrastara, F. A., & Rahmawan, E. (2025). Penyuluhan dan Pelatihan Dasar Keamanan Siber pada Siswa SMK Muhammadiyah 1 Semarang. JNPMIK (Jurnal Nasional Pengabdian Masyarakat Ilmu Komputer), 4(2), 42–47.
Staab, P., & Thiel, T. (2022). Social Media and the Digital Structural Transformation of the Public Sphere. Sage Journals, 39(4), 129–143. https://doi.org/10.1177/02632764221103527
Suryanti, P., Apriadi, E. A., & Daud, R. F. (2025). Opatimalisasi Teknologi Kecerdasan Buatan dalam Strategi Komunikasi Digital Untuk Peningkatan Engagement di Media Sosial. Journal Media Public Relations, 5(2), 138–144.
Tanjung, A. Q., Suciptaningsih, O. A., & Asikin, N. (2024). Urgensi Etika dalam Literasi Digital di Era Globalisasi. Jurnal Ilmiah Pendidikan, 5(1), 34–41. https://doi.org/https://doi.org/10.24176/wasis.v5i1
Wijaksono, A. (2023). Peningkatan Literasi Digital Melalui Pelatihan Guru Di Daerah Terpencil. Jurnal AMPOEN, 1(2), 62–68. https://doi.org/https://doi.org/10.32672/ampoen.v1i2.2405
Wu, F., Ma, Y., & Zhang, Z. (2021). ‘“ I Found a More Attractive Deepfaked Self ”’: CYBERPSYCHOLOGY,BEHAVIOR, AND SOCIAL NETWORKING, 24(3), 173–181. https://doi.org/10.1089/cyber.2020.0173
Zheng Chris Cao, Chris Jones1, and Y. T. (2024). Tax Havens and Tourism: The Impact of the Panama Papers and the Crowding Out of Tourism by Financial Services. Journal of Travel Research, 63(4), 841–857. https://doi.org/10.1177/00472875231179395
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 ROSY DAUD, Ahmad Anif Syaifudin, Siti Rohmah, Muhammad Fatchuriza, Vania Dita Kusuma Putri
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this journal agree to the following terms:
1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under creativecommons.org/licenses/by-sa/4.0 that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
Jurnal Pengabdian Kepada Masyarakat Ilmu Komunikasi have CC-BY-SA or an equivalent license as the optimal license for the publication, distribution, use, and reuse of scholarly work.
In developing strategy and setting priorities, Jurnal Ilmiah Teknik Kimia recognize that free access is better than priced access, libre access is better than free access, and libre under CC-BY-SA or the equivalent is better than libre under more restrictive open licenses. We should achieve what we can when we can. We should not delay achieving free in order to achieve libre, and we should not stop with free when we can achieve libre.
Jurnal Pengabdian Kepada Masyarakat Ilmu Komunikasi is licensed under a Creative Commons Attribution 4.0 International License
YOU ARE FREE TO:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material for any purpose, even commercially.
- The licensor cannot revoke these freedoms as long as you follow the license terms.
https://creativecommons.org/licenses/by-sa/4.0/
FOCUS AND SCOPE
CONTACT US
