Mangasa Tua, R.B. and Arini, D.U. 2024. The Effect of Credit Quality, Operating Costs, Operating Income and Profitability on the Capital of People’s Economic Banks in Indonesia as of Quarter 2021 – 2022. Jurnal Disrupsi Bisnis. 7, 3 (Jun. 2024), 533–539. DOI:https://doi.org/10.32493/drb.v7i3.38234.