THE ROLE OF ISLAMIC BANKING IN ENHANCING FOOD SECURITY IN INDONESIA
DOI:
https://doi.org/10.32493/ebic.v2i1.51479Keywords:
Islamic Banking, Agricultural Financing, Food Security, Farmer ProductivityAbstract
This study examines the role of Islamic banking in financing the agricultural sector in Indonesia from 2020 to 2024. Utilizing a quantitative descriptive approach and secondary data from the OJK Islamic Banking Statistics, the study identifies a notable upward trend in agricultural financing by Islamic Commercial Banks (BUS) and Islamic Window Banks (UUS) during the period. This trend suggests that Islamic banking has the potential to contribute to national food security, enhance farmer productivity, and improve income levels. However, despite this growth, the agricultural sector continues to face persistent challenges, including climate risks, price fluctuations, and limited technological adoption. Addressing these challenges requires the development of innovative and accessible Islamic financial instruments, such as salam, murabaha, and mudaraba, to support the sector's long-term sustainability.
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