Perspective on the Principle of Legal Certainty: Implications of Law Number 27 of 2002 Concerning Personal Data Protection for Banking Customers
Keywords:
Legal Certainty, Personal Data Protection, Banking CustomersAbstract
This article discusses the impact of the Industrial Revolution 4.0 on Indonesia, particularly the widespread use of digital technology and data privacy and protection concerns. The recent ratification of Law Number 27 of 2022 concerning Personal Data Protection (PDP Law) is highlighted as a significant step towards addressing these concerns. It is emphasized that compliance with the PDP Law presents both challenges and opportunities for banking institutions in Indonesia, particularly in the context of cybercrimes. The principle of bank confidentiality is underscored as crucial in maintaining public trust, and the need for robust data protection measures, revised data collection and processing practices, and quick response and transparency in the event of data leaks is emphasized. Overall, the article stresses the importance of addressing these challenges and opportunities to ensure compliance with relevant laws and regulations while ensuring the security and protection of customer personal data.
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