The Influence of E-Wallet Usage on the Consumptive Behavior of Students in the Economic Education Study Program at Pamulang University

Authors

  • Lufthansa Chabsoh Pamulang University
  • Sulfi Purnamasari Pamulang University

Keywords:

E-wallet, Consumptive behavior, Quantitative, association.

Abstract

This study aims to determine: (1) the influence of e-wallet usage on students of the Economic Education Study Program at Pamulang University, (2) the influence of consumptive behavior among students of the Economic Education Study Program at Pamulang University, and (3) the relationship between e-wallet usage and consumptive behavior among Economic Education students at Pamulang University. This research adopts a quantitative approach. The study consists of two variables: the dependent variable, Consumptive Behavior (Y), and the independent variable, E-Wallet Usage (X). The population in this study comprises students from the Regular A, B, and C classes of the Economic Education Study Program in their fifth semester, totaling 147 students. The sample consists of 107 students, selected using a Non- Probability Sampling technique. Data collection methods include observation, questionnaires, and documentation. The data analysis methods used include validity and reliability tests for data quality, classical assumption tests such as normality and linearity, and hypothesis testing using simple linear regression, F-test, T-test, and determination tests. The analysis results indicate that consumptive behavior among Economic Education students can be explained by the equation Y = 2.063 + 0.926X. This means that for every unit change in X, the average Y score changes by 0.926. Furthermore, e-wallet usage (X) significantly influences the dependent variable, consumptive behavior (Y), with an impact of 0.421 or 42.1%, while the remaining 57.9% is influenced by other factors.

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Published

2025-04-11

How to Cite

Lufthansa Chabsoh, & Sulfi Purnamasari. (2025). The Influence of E-Wallet Usage on the Consumptive Behavior of Students in the Economic Education Study Program at Pamulang University. International Journal of Economics Education Research (IJEER), 6(1), 31–39. Retrieved from https://openjournal.unpam.ac.id/index.php/IJEER/article/view/48566

Issue

Vol. 6 No. 1 (2025): International Journal of Economics Education Research (IJEER)

Section

Articles

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