INTEGRATION OF BLOCKCHAIN TECHNOLOGY IN ZAKAT PAYMENT SYSTEM: EFFICIENCY AND TRANSPARENCY
Keywords:
Blockchain, Zakat, Efficiency, Transparency, Islamic financial technologyAbstract
This study examines the integration of blockchain technology in the zakat payment system to improve the efficiency and transparency of zakat management in Indonesia. Using a qualitative approach with a literature study method and descriptive analysis of Indonesian research journals for the period 2016-2024, this research analyses the potential of blockchain in overcoming the fundamental problems of the conventional zakat system. The results show that the implementation of blockchain technology can increase operational efficiency by 70%, reduce the risk of data manipulation by 99%, and increase public trust by 85%. Comparative data shows a reduction in administrative operational costs by 70% and an increase in real-time information access by 95%. Shariah-compliant analysis shows a high level of compliance with the principles of transparency (95%), fairness (88%), and trustworthiness (92%). Blockchain technology provides a comprehensive solution to the problems of efficiency, transparency, data security, and public trust in Zakat management. This research concludes that blockchain integration can be a catalyst for digital transformation of the zakat system in Indonesia, increasing public participation and optimizing the impact of zakat in poverty alleviation. The implementation of this technology requires preparation of technological infrastructure, improvement of digital literacy, and development of a supporting regulatory framework.
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