PERLINDUNGAN HUKUM TERHADAP KREDITOR KONKUREN DALAM PERKARA KEPAILITAN DAN PKPU (Analisis Putusan No.62/Pdt.Sus-PKPU/2019/PN.Niaga.Sby)
Abstract
The purpose of the study was to find out the legal consequences for the apartment consumer whose developer company was declared bankrupt and taken over by the curator in accordance with the provisions of the Bankruptcy Law Number 37 of 2004 concerning Bankruptcy and Postponement of Debt Payment Obligations, and the owner is no longer entitled to their assets temporarily. For developers (debtors) who have been declared bankrupt by the Commercial Court, all creditors, whether they agree or disagree with the steps to bankrupt the debtor, will be bound by the bankruptcy decision. In Law Number 8 of 1999 Article 19 concerning Consumer Protection, the research method uses normative juridical. The results of the research are the bankruptcy of business actors, making consumers (creditors) incapable of law and losing their authority to manage their own wealth which then turns to the curator. The inability of the declared bankrupt business actor to fulfill consumer rights places the consumer as a concurrent creditor who will get his debts repaid in the last position.
Keywords: bankruptcy, consumer protection, debtors, creditors
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