Perencanaan Dan Pengelolaan Keuangan Untuk UMKM Pada Masyarakat Pasir Jaka Desa Cimanggu, Cisalak Subang Jawa Barat
DOI:
https://doi.org/10.32493/jamh.v5i2.39830Abstract
The aim of this community service is for the community to understand financial planning and management for MSMEs in the Pasir Jaka community, Cimanggu village. In community service, it was found that in carrying out financial management of MSMEs, several things must be paid attention to, including: Evaluating current financial conditions; Control and supervise cash flow; Separating personal finances from business finances; Providing reserve funds; Planning protection and business; Create targets and spending plans; Make plans and strategies to achieve targets; and manage debt wisely. This is conveyed through presentation methods and outreach to the community. The results of community service are expected to make MSMEs even better in their management, for example in lending and borrowing, business owners or MSME actors must also pay attention to important things including: Take debt if necessary; Take debt only for productive purposes (business expansion, building a shop, buying a vehicle for sales, etc.); The maximum total installment debt is 30% of income; Do not borrow from illegal financial services institutions; and Calculate your ability to pay before applying for a loan.
Downloads
Published
Issue
Section
License
This work is licensed under a Creative Commons Attribution 4.0 International License.
Open Access
Jurnal Abdi Masyarakat Humanis is a national peer reviewed and open access journal that publishes significant and important research from all area scientific multidisciplinary journal concerned with the practice and processes of community engagement.
This journal provides immediate open access to its content that making research publish in this journal freely available to the public that supports a greater exchange of knowledge.
Copyright
Submission of a manuscript implies that the submitted work has not been published before (except as part of a thesis or report, or abstract); that it is not under consideration for publication elsewhere; that its publication has been approved by all co-authors. If and when the manuscript is accepted for publication, the author(s) still hold the copyright and retain publishing rights without restrictions. Authors or others are allowed to multiply article as long as not for commercial purposes. For the new invention, authors are suggested to manage its patent before published. The license type is CC-BY-SA 4.0.
Disclaimer
No responsibility is assumed by publisher and co-publishers, nor by the editors for any injury and/or damage to persons or property as a result of any actual or alleged libelous statements, infringement of intellectual property or privacy rights, or products liability, whether resulting from negligence or otherwise, or from any use or operation of any ideas, instructions, procedures, products or methods contained in the material therein.
