Hanifa Zahra Chaniago and Rahman Amrullah Suwaidi 2024. Analisis Perilaku Pengelolaan Keuangan Generasi Z Pengguna Shopee Paylater. Jurnal Ekonomi Efektif. 7, 1 (Oct. 2024), 19–28. DOI:https://doi.org/10.32493/JEE.v7i1.43297.