ANITA, Lisa Nur; PRIYANTO, Aria Aji. Pengaruh Capital Adequacy Ratio, Biaya Operasional Pendapatan Operasional, dan Non Performing Loan terhadap Return On Assets Pada Perusahaan Himpunan Bank Milik Negara Periode 2015-2024. Jurnal Ekonomi Efektif, [S. l.], v. 7, n. 4, p. 455–463, 2025. DOI: 10.32493/JEE.v7i4.52904. Disponível em: https://openjournal.unpam.ac.id/index.php/JEE/article/view/52904. Acesso em: 22 dec. 2025.