Noryani, Noryani. “PENGARUH LOAN TO DEPOSIT RATIO DAN NON PERFORMING LOAN TERHADAP RETURN ON ASSET PADA PT. PERMATA BANK TBK DI JAKARTA”. Jurnal Ekonomi Efektif, vol. 3, no. 1, Oct. 2020, pp. 112-21, doi:10.32493/JEE.v3i1.7321.