PERANAN FINANCIAL LITERACY, FINANCIAL TECHNOLOGY, FINANCIAL STRESS, LIFESTYLE DAN LOCUS OF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR
Studi pada Keluarga Muda di 8 Kecamatan Kota Tangerang
DOI:
https://doi.org/10.32493/jiim.v4i1.54620Keywords:
Financial Literacy, Financial Technology , Financial Stress, LifestyleAbstract
Penelitian tesis ini bertujuan untuk untuk menguji dan menganalisa Peranan Financial Literacy, Financial Technology Fintech, Financial Stress, Lifestyle Dan Locus Of Control Terhadap Financial Management Behavior Studi pada Keluarga Muda di Kota Tangerang. Jenis penelitian yang digunakan adalah kuantitatif. Populasi penelitian menggunakan data penduduk di 8 kecamatan di Kota Tangerang. Proses pengambilan sampel menggunaan metode stratified random sampling sehingga menghasilkan sampel sebanyak 100 responden. Data penelitian selanjutnya diolah dengan menggunakan Smart PLS 3.9. Metode analisis yang digunakan adalah SEM PLS Structural Equation Modeling - Partial Least Squares. Kesimpulan hasil penelitian menemukan bahwa Financial Literacy tidak berpengaruh terhadap Financial Management Behavior.Financial Technology Fintech berpengaruh positif signifikan terhadap Financial Management Behavior. Financial Stress tidak berpengaruh terhadap Financial Management Behavior. Lifestyle tidak berpengaruh terhadap Financial Management Behavior. Locus of Control berpengaruh positif signifikan terhadap Financial Management Behavior.
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