Ghozali, M. B. Y., & Nuryani, A. (2023). Pengaruh Dana Pihak Ketiga (DPK) dan Loan To Deposit Ratio (LDR) Terhadap Non Performing Loan (NPL) Pada PT Bank Rakyat Indonesia Tbk Periode 2012-2021. Jurnal Ilmiah Swara MaNajemen (Swara Mahasiswa Manajemen), 3(4), 711–720. https://doi.org/10.32493/jism.v3i4.33826