Oktaviani A, Nurismalatri N. Pengaruh Loan to Deposit Ratio (LDR), Non Performing Loan (NPL) dan Capital Adequacy Ratio (CAR) terhadap Return on Asset (ROA) Pada PT Bank KB Bukopin Tbk. Periode 2012-2021. JISM [Internet]. 2023 Dec. 1 [cited 2025 Apr. 11];3(4):863-7. Available from: https://openjournal.unpam.ac.id/index.php/JISM/article/view/35554