Muhammad Alfi Alfansya, & Oktaviani Natasy. (2026). ASPEK HUKUM PERJANJIAN PINJAMAN ONLINE (Legal Aspect Of Online Loan Agreement). Jurnal Pena Hukum, 5(1), Hal. 01–09. Retrieved from https://openjournal.unpam.ac.id/index.php/JPH/article/view/59701