GHEAN NIAGARA, Serena; NUR HIDAYAT, Candra. PERLINDUNGAN HUKUM ATAS DATA KONSUMEN DALAM PINJAMAN MELALUI APLIKASI KREDIT ONLINE. Jurnal Pena Hukum, [S. l.], v. 2, n. 2, p. 159–165, 2023. Disponível em: https://openjournal.unpam.ac.id/index.php/JPH/article/view/38571. Acesso em: 5 oct. 2026.