Analisis produk pinjaman pada PT BPR Sehat Sejahtera periode 2019 – 2022
Keywords:
Banking, Debtors, Loan ProductAbstract
The purpose of this study is to 1) determine the level of the number of debtors of PT. BPR Sehat Sejahtera for the 2019-2022 period in Working Capital, Investment, Home Ownership Loans (KPR), Hajj and Umrah bailouts, and Other/Multipurpose Consumer Loans, and 2) find out what factors affect the number of debtors of PT. BPR Sehat Sejahtera for the 2019-2022 period in Working Capital Loans, Investments, Home Ownership Loans (KPR), Hajj and Umrah bailouts, and Other/Multipurpose Consumption Loans. The data collection method used is descriptive qualitative. Interviews and documentation carried out data collection techniques. This study's results found that the number of debtors for each PT BPR Sehat Sejahtera has experienced fluctuations, but the number of debtors for the 2019-2022 period has increased yearly. Factors affecting the level of the number of debtors of PT BPR Sehat Sejahtera for the 2019-2022 period are the debtor's needs, income, and management change factorsReferences
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