RAMADHAN, Bintang Dwika; SARASWATI, Birgitta Dian. Pengaruh Pembayaran Non Tunai dan Era Fintech 4.0 Terhadap Velocity of Money di Indonesia . Jurnal Arastirma, [S. l.], v. 5, n. 2, p. 368–381, 2025. DOI: 10.32493/jaras.v5i2.48527. Disponível em: https://openjournal.unpam.ac.id/index.php/Jaras/article/view/48527. Acesso em: 12 jan. 2026.