THE EFFECT OF FINANCIAL TECHNOLOGY (FINTECH) ON INCLUSIVE FINANCIAL DEVELOPMENT ON MSMEs
Abstract
Micro, Small and Medium Enterprises (MSMEs) have considerable potential in the development of the Indonesian economy. However, there are still some problems faced by MSMEs, one of which is the problem of capital. With the presence of financial technology companies, it is expected to provide easy services for MSME actors in providing solutions to capital problems and financial transactions. One example of a program to expand access to finance in Indonesia that can provide solutions to various factors that cause low levels of financial literacy is Financial Inclusion. The purpose of this study was to determine the relationship between financial technology and the development of financial inclusion in Micro, Small and Medium Enterprises (MSMEs). The results of the study can be concluded that there is a relationship between financial technology and financial inclusion. This is evidenced from the results of the partial test which shows the contribution of the influence given is 43.9%, while the remaining 56.1% is influenced by other variables.
Keywords: Financial Technology, Financial Inclusion
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