SITI ISTIANAH; VIRMAN NUROHMAN; ZARABI AZKIYAH; SUYATIN. Pengaruh Kemudahan Transaksi Kredit Digital terhadap Perilaku Konsumtif dan Gaya Hidup Generasi Z. Prosiding Seminar Nasional Manajemen, [S. l.], v. 5, n. 1, p. 572–586, 2026. Disponível em: https://openjournal.unpam.ac.id/index.php/PSM/article/view/61379. Acesso em: 20 aug. 2026.