Amelia RW, Sakara G. PENGARUH LOAN TO DEPOSIT RATIO DAN NON PERFORMING LOAN TERHADAP RETURN ON ASSET PADA PT. BANK NEGARA INDONESIA (PERSERO) TBK PERIODE 2012 -2022. PSM [Internet]. 2024 Dec. 6 [cited 2024 Dec. 22];4(1):647-55. Available from: https://openjournal.unpam.ac.id/index.php/PSM/article/view/45543