PERLINDUNGAN KONSUMEN DALAM LAYANAN PENUKARAN UANG ASING DI MONET CHANGER MENURUT UNDANG-UNDANG NOMOR 8 TAHUN 1999 TENTANG PERLINDUNGAN KONSUMEN
Abstract
Money changer activities or non-bank foreign exchange business activities, hereinafter referred to as non-bank KUPVA, have existed in Europe since the Middle Ages. this activity is the origin of the modern bank as we know it today. In the Middle Ages, seve ral cities in European lands began to produce their own currency (generally in the form of coins with the ruler of the city or region) to carry out economic transactions on European soil. However, when inter-regional trade occurs, due to currency differences, it is also necessary to work in the field of currency exchange. Exchange rates in the Middle Ages were calculated in terms of barter. Traders who want to replace currency, they will go to traditional money changers whose value is seen from the material, durability, and the probability of counterfeiting the currency. After weighing, the foreign currency exchangers will decide the value of a currency to the preferred currency. Whereas in practice, both Money Changers as business actors and the public as customers are protected by Law No. 8 of 1999 concerning Consumer Protection. The definition of Consumer Protection in Article 1 of Law No. 8 of 1999 concerning Consumer Protection, is all efforts that guarantee legal certainty to provide protection to consumers. Consumer Protection talks about guarantees or certainty about the fulfillment of consumer rights. Even though it is intended to protect the interests of consumers, the Consumer Protection Act does not aim to kill business actors. The research method in writing this law is a normative juridical method, namely research that uses legal sources as a variable to analyze and create reliable truths. The results obtained from this legal research, namely that consumer protection that occurs between Money Changers and customers complies with Law No. 8 of 1999 concerning Consumer Protection, if customers receive counterfeit foreign money in exchanging with Money Changers.
Keywords : Money Changer, Foreign Exchange, Consumer Protection.
