Islamiyatinur, Ismi Gusni, and Aria Aji Priyanto. 2023. “Pengaruh Capital Adequacy Ratio Dan Beban Operasional Pendapatan Operasional Terhadap Return On Assets Pada PT Bank Mandiri ( Persero) TBK Periode 2012-2021”. JURNAL SeMaRaK 6 (1):124-38. https://doi.org/10.32493/smk.v6i1.32266.