Shelby virby, Rosahadah. Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL) dan Loan to Deposit Ratio (LDR) Terhadap Return On Assets (ROA) Pada PT Bank Negara Indonesia (Persero) Tbk Periode 2008 – 2022. SMRK [Internet]. 2025 Jun. 30 [cited 2026 Jan. 10];8(2):39-53. Available from: https://openjournal.unpam.ac.id/index.php/smk/article/view/50960