The Effectiveness of The Restructuring Mechanism of Bank Muamalat on Murabahah Financing Products during Pandemic Covid 19

Authors

  • Nur Dinah Fauziah Institut Pesantren KH. Abdul Chalim Mojokerto
  • Yudha Satria Institut Pesantren KH. Abdul Chalim Mojokerto
  • Hirini Andayani Institut Pesantren KH. Abdul Chalim Mojokerto

DOI:

https://doi.org/10.32493/amq.v1i2.37272

Keywords:

Restructuring, Non-Performing Finance, Covid-19 Pandemic

Abstract

The Covid-19 pandemic has caused many industries desperate due to the limitations of existing activities, including the financial services industry. Since the Covid-19 pandemic arrived in Indonesia, at least this has largely affected Indonesia's national economy. Covid-19 pandemic has certainly not only disrupted economic activity in Indonesia but in almost all countries in the world. Limited activity during this pandemic has paralyzed economic activity globally and nationally. Banks as the forefront that have the power to stabilize and maintaining financial stability must work hard to overcome the impacts that have occurred due to Covid-19 pandemic. The Restructuring mechanism is one of the products launched to overcome Non Performing Credit from customers due to the impact of the Covid-19 pandemic. This study is an analysis study using secondary data. This study describes the effectiveness of the implementation of Restructuring during the Covid-19 pandemic. The results of this study will be useful as a reference for making future policies regarding regulatory in handling such phenomena that may occur as a pre-cautious mechanism.

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Published

2023-12-29

Issue

Vol. 1 No. 2 (2023): AL MAQRIZI: Jurnal Ekonomi Syariah dan Studi Islam

Section

Articles

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Copyright (c) 2023 Nur Dinah Fauziah, Yudha Satria, Hirini Andayani

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This work is licensed under a Creative Commons Attribution 4.0 International License.