Optimalisasi Transaksi Akuntansi Syariah dengan Kecerdasan Buatan: Meningkatkan Akurasi, Efisiensi, dan Kepercayaan
DOI:
https://doi.org/10.32493/amq.v2i2.44562Keywords:
Kecerdasan buatan; akuntansi syariah; teknologi; Efisiensi.Abstract
ABSTRAK
Semakin mengandalkan teknologi kecerdasan buatan untuk membantu analisis data, pengambilan keputusan, dan pengembangan strategi bisnis. Penelitian ini mengeksplorasi dampak kecerdasan buatan pada profesi akuntansi teritama pada akuntansi syariah dan bagaimana teknologi ini dapat meningkatkan efisiensi dan akurasi dalam pemprosesan transaksi akuntansi syariah. Penelitian ini menggunakan metode analisis deskriptif kualitatif. Pendekatan yang digunakan yaitu library research. Studi ini mengungkapkan bahwa penggunaan kecerdasan buatan dapat membantu mengotomatisasi pekerjaan-pekerjaan rutin seperti memasukkan data, menyamakan data di berbagai akun, dan membuat laporan keuangan. Kecerdasan buatan juga dapat melakukan analisis data keuangan secara cepat dan mendalam menggunakan teknik seperti machine learning. Namun dalam pelaksanannya, AI juga menghadirkan beberapa tantangan, yaitu masalah etika seperti bias algoritma, kurangnya transparansi dan akuntabilitas perlu diperhatikan. Keamanan data seperti serangan dari pihak yang tidak bertanggung jawab dan kebocoran data pribadi nasabah juga menjadi isu yang penting. Selain itu, belum ada regulasi dan pedoman hukum yang jelas untuk menggunakan AI dalam akuntansi syariah. diperlukan kolaborasi antara pemerintah, lembaga keuangan syariah, dan komunitas AI dalam menyusun panduan etika, praktik keamanan data terbaik, serta regulasi yang sesuai prinsip syariah.
Kata Kunci: Kecerdasan buatan; akuntansi syariah; teknologi; Efisiensi.
ABSTRACT
Artificial Intelligence (Artificial Intelligence) has changed various industries, including the accounting field. Accountants are increasingly relying on artificial intelligence technology to help with data analysis, decision making and business strategy development. This research explores the impact of artificial intelligence on the accounting profession, especially on sharia accounting and how this technology can increase efficiency and accuracy in processing sharia accounting transactions. This research uses a qualitative descriptive analysis method. The approach used is library research. This study reveals that the use of artificial intelligence can help automate routine tasks such as entering data, equalizing data across various accounts, and creating financial reports. Artificial intelligence can also perform financial data analysis quickly and in-depth using techniques such as machine learning. However, in its implementation, AI also presents several challenges, namely ethical issues such as algorithm bias, lack of transparency and accountability that need to be considered. Data security, such as attacks from irresponsible parties and leaks of customer personal data, are also important issues. Apart from that, there are no clear legal regulations and guidelines for using AI in sharia accounting. Collaboration is needed between the government, sharia financial institutions and the AI community in developing ethical guidelines, best data security practices and regulations that comply with sharia principles.
Keywords: Artificial intelligence; sharia accounting; technology; Efficiency.
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