Analisis Sentimen Ulasan Pengguna Aplikasi Mobile Banking Menggunakan Algoritma K-Nearest Neighbor
DOI:
https://doi.org/10.32493/jtsi.v7i3.41409Kata Kunci:
Analisis Sentimen; BRImo; BSI Mobile; K-Nearest Neighbor (KNN); Livin’ by Mandiri; Mobile BankingAbstrak
Mobile banking menjadi bukti dalam peningkatan proses bisnis di industri perbankan. Meski begitu, aplikasi m-banking tidak lepas dari permasalahan yang dialami penggunanya. Untuk itu, analisis lebih lanjut diperlukan. Penelitian ini mengusulkan teknik analisis sentimen menggunakan algoritma K-Nearest Neigbor (KNN) untuk mengidentifikasi opini dan ulasan pengguna aplikasi m-banking. Tiga aplikasi m-banking populer dipilih untuk dianalisis lebih lanjut yaitu BRImo, BSI Mobile, dan Livin’ by Mandiri. Analisis menunjukkan bhawa BRImo merupakan aplikasi m-banking yang paling diminati pengguna, dengan persentase sentimen positif sebesar 58.25%, Livin’ by Mandiri sebesar 22.50%, dan BSI Mobile dengan persentase terendah yaitu sebesar 12,70%. Hasil pemodelan menggunakan algoritma KNN dengan uji nilai K = 3, 5 dan 7 menunjukkan K= 3 memiliki kemampuan yang lebih baik. Berdasarkan aplikasi, pemodelan terbaik dihasilkan pada BRImo dengan akurasi 82.9%, kemudian Livin’ by Mandiri dengan akurasi 70.3%, dan BSI Mobile dengan akurasi 71.35%. Analisis dan visualisasi juga dilakukan menggunakan word cloud untuk melihat keyword yang sering dibahas pada ulasan. Hasilnya, secara garis besar aplikasi m-banking memiliki masalah pada login yang sulit, pendaftaran atau verifikasi yang ribet, dan saldo terpotong padahal status transfer gagal.
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Hak Cipta (c) 2024 Darwin Munandar, M. Afdal, Zarnelly Zarnelly, Rice Novita
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