Pengaruh Cost Of Loanable Funds, Overhead Cots, Risk Factor, dan Spread Terhadap Base Landing Rate Cost Of Loanable Funds, Overhead Cots, Risk Factor, dan Spread Terhadap Base Landing Rate
Abstract
Penelitian ini bertujuan untuk mengetahui pengaruh cost of loanable fund, overhead cost, faktor risiko, spread terhadap base lending rate. Penelitian ini menggunakan data sekunder yang diperoleh dari Laporan Keuangan PT Bank Rakyat Indonesia (Persero) Tbk Tahun 2013-2019. Jumlah sampel dalam penelitian ini adalah 1 perusahaan selama 7 tahun, jumlah sampel sebanyak 7 laporan keuangan. Metode pengambilan sampel dalam penelitian ini menggunakan purposive sampling. Alat analisis untuk menguji hipotesis yaitu menggunakan program aplikasi SPSS 24. Hasil penelitian ini menunjukkan cost of loanable fund, overhead cost, faktor risiko, spread pada base lending rate berpengaruh signifikan terhadap base lending rate
Kata kunci: Cost Of Loanable Funds, Overhead Cots, Faktor Risiko, Spread, Base Landing Rate
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