System Information on Electronic Money as a Payment Instrument in the Future of Cashless Society
Abstract
Payments are traditionally made through cash or credit card even as virtual payments are made the use of proprietary software program such as payment cards, and electronic money. Less Cash Society is a new structure that exists in society, where the physical form of money can be replaced by a new system, namely electronic money as a medium for transactions, so that money is no longer seen as a physical form like a sheet of paper or metal coins. Within the future, the less cash society application is campaigned with the aid of the government as a part of one of the following: community training, especially in Indonesia in facing various demanding situations of global competition, due to the fact minimizing using physical money is one of the strategies implemented in order that the price of the rupiah stays stable. The method used by the author in collecting data is the literature study method. By studying relevant books and literatures related to research on information systems and the use of electronic money as a transaction tool towards a cashless society. In the near future, Indonesia can truly maximize the strength of local resources and utilize what is in this country to realize a less cash society through manufacturing all needs, hardware and payment infrastructure using electronic money. Indonesia do not only act as consumers, but also grow local industries and optimally utilize human resources. So that an independent, sovereign and prosperous Indonesia can be realized.
Keywords: Electronic Money, Cashless, Cashless Society, Electronic Wallet, Electronic Transactions, GNNT, RFID
References
Abiba, R. W., & Indrariini, R. (2021). PENGARUH ..PENGGUNAAN UANG ELEKTRONIK (E-MONEY) BERBASIS;;;SERVER SEBAGAI ALAT TRANSAKSI TERHADAP..PENCIPTAAN;;;GERAKAN LESS;;CASH SOCIETY PADA GENERASI MILENIAL DI SURABAYA. Jurnal Ekonomika…Dan.Bisnis Islam, 4(1), 196–206.
Abiba, R. W., & Indrarini, R. (2021). PENGARUH.PENGGUNAAN>UANG ELEKTRONIK (E-MONEY)..BERBASIS SERVER SEBAGAI;..ALAT TRANSAKSI TERHADAP…PENCIPTAAN GERAKAN LESS CASH;;SOCIETYPADA GENERASI MILENIAL DI SURABAYA. Jurnal Ekonomika Dan..Bisnis Islam, 4(1), 196–206.
Agnu, O., Wullandari, D., Barokah, S., al Azhar, N., & al Ghazali, H. (2021). Penerapan;; Fintech Dengan;; Aplikasi Ovo;;Sebagai Digital;;Payment Bagi IbuIbu PKK RT 02/ RW 04 Di Dukuhwaluh Purwokerto. In Jurnal Pengabdian;;Kepada Masyarakat (Vol. 4, Issue 1). http://ejournal.bsi.ac.id/ejurnal/index.php/abdimas
Bisnis, J. M., Wiijaya, E., & Rachman Mulyandi, M. (2021). Tren Penggunaan Uang Elektronik Terhadap Generasi Milenial. 18(1). http://journal.undiknas.ac.id/index.php/magister-manajemen/43
Danuri, M. (2019). Development;;and Transformation of ;;Digital;;Technology… Infokam, XV(II), 116–123.
Harras, H., Sugiarti, E., & Wahyudi, W. (2020). Kajian Manajemen Sumber Daya Manusia Untuk Mahasiswa.
Hidayati, S., ;;;Nuryanti, I., Firmansyah, A., Fadly, A., & Darmaawan, I. Y. (n.d.). Operasional;;E-Money;;Bank Indonesia.
Hidayati, S., Nuryanti, I., Firmansyah, A., Fadly, A., & Darmawan, I. Y. (n.d.). Operasional E-Money Bank Indonesia.
https://databoks.katadata.co.id/datapublish/2020/09/11/transaksi-e-money-meningkat-saat-psbb
Juliana, R., Nyoman, S., & Ariyani, M. (n.d.). KEABSAHAN ELECTRONIC MONEY DI INDONESIA. http://personalfinance.co.id/news/mengontrol-pengeluarandengan-
Lesmana, R., Sunardi, N., & Kartono. The Effect of Financing and Online Marketing on MSMEs Income Increasing at Intermoda Modern Market BSD City Tangerang Selatan. American Journal of Humanities and Social Sciences Research (AJHSSR), 5(7), 25-34
Lesmana, R., Sutarman, A., & Sunardi, N. Building A Customer Loyalty Through Service Quality Mediated by Customer Satisfaction. American Journal of Humanities and Social Sciences Research (AJHSSR), 5(3), 38-45
Sunardi, N., & Lesmana, R. (2020). Konsep Icepower (Wiramadu) sebagai Solusi Wirausaha menuju Desa Sejahtra Mandiri (DMS) pada Masa Pandemi Covid-19. JIMF (Jurnal Ilmiah Manajemen Forkamma), 4(1).
Tarantang, J., Awwaliyah, A., Asttuti, M., & Munawaaroh, M. (2019). Perkembangan Sistem;;Pembayaran;;Digital..Pada Era Revolusi Industri 4.0 Di Indonesia. Jurnal Al-Qardh, 4(1), 60–75. https://doi.org/10.23971/jaq.v4i1.1442
Utami, S. S., Kusumawati, B., Tinggi, S., Ekonomi, I., & Dahhlan Jakarta, A. (2017). FAKTOR-FAKTOR YANG MEMENGARUHI MINAT;; PENGGUNAAN;;;E-MONEY (Studi pada Mahasiswa..STIE Ahmad..Dahlan Jakarta) (Issue 2).
Wahyu, W., & Salam, R. (2020). KOMITMEN ORGANISASI (Kajian: Manajemen Sumber Daya Manusia).
Wahyudi, W. (2021). KETIDAKPUASAN DOSEN ATAS KEPEMIMPINAN KETUA PROGRAM STUDI. SCIENTIFIC JOURNAL OF REFLECTION: Economic, Accounting, Management and Business, 4(4), 859-868.
Wulandari, D. ., Soseco, T., & N,armaditya, B. S. (2016). Analysi of the;;Use of Electronic Money in..Efforts to;;Support the Less-Cash Society. International Finance and Banking, 3(1), 1. https://doi.org/10.5296/ifb.v3i1.8802
Zunaitin, E., Niken, R. W., Wahyu Jurusan Ilmu Ekonomi, F. P., Ekonomi dan Bisnis, F., & Jember Jalan Kalimantan
Downloads
Published
Issue
Section
License
Open Access
HUMANIS (Humanities, Management and Science Proceedings) is a national peer reviewed and open access journal that publishes significant and important research from all area of agroindustry.
This journal provides immediate open access to its content that making research publish in this journal freely available to the public that supports a greater exchange of knowledge.
Copyright
Submission of a manuscript implies that the submitted work has not been published before (except as part of a thesis or report, or abstract); that it is not under consideration for publication elsewhere; that its publication has been approved by all co-authors. If and when the manuscript is accepted for publication, the author(s) still hold the copyright and retain publishing rights without restrictions. Authors or others are allowed to multiply article as long as not for commercial purposes. For the new invention, authors are suggested to manage its patent before published. The license type is CC-BY-SA 4.0.
Disclaimer
No responsibility is assumed by publisher and co-publishers, nor by the editors for any injury and/or damage to persons or property as a result of any actual or alleged libelous statements, infringement of intellectual property or privacy rights, or products liability, whether resulting from negligence or otherwise, or from any use or operation of any ideas, instructions, procedures, products or methods contained in the material therein.
