PENGARUH CAR, NPL, DAN DPK TERHADAP KINERJA KEUANGAN PERBANKAN PADA BANK UMUM TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2017-2020

Authors

  • Pujo Basuki
  • Eva Kania Kurnia Rahmi

Abstract

This study uses quantitative research. The sample of this study was taken as many as 15 banks listed on the Indonesia Stock Exchange 2017-2020.

The purpose of this study was to determine the effect of Capital Adequacy Ratio on ROA, to determine the effect of Non Performing Loans on ROA, to determine the effect of Third Party Funds on ROA, to determine the effect of Capital Adequacy Ratio, Non Performing Loans and Third Party Funds together on ROA.

The technique used is quantitative analysis technique using SPSS version 20 statistics program in data processing using multiple linear regression analysis which includes F test, t test and Coefficient of Determination Test (R2).

The results showed that, Capital Adequacy Ratio had a positive and significant effect on ROA, Non-Performing Loans had a positive and significant effect on ROA, Third Party Funds had a negative and insignificant effect on ROA, Capital Adequacy Ratio, Non-Performing Loans and Third Party Funds together. the same effect on ROA.

Penelitian ini menggunakan penelitian kuantitatif.. Sampel penelitian ini diambil sebanyak 15 bank yang terdaftar di Bursa Efek Indonesia 2017-2020.

Keywords: Capital Adequacy Ratio; Non-Performing Loans; Third-party funds; ROA

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Published

2022-07-01

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Vol. 2 No. 2 (2022): HUMANIS (Humanities, Management and Science Proceedings)

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