Analysis Of Banking Soundness Level With Risk-Based Bank Rating (Rbbr) Approach On Banks Listed In The Indonesia Stock Exchange Period 2012-2020
Abstract
The purpose of this study was to determine the soundness of banks listed on the Indonesia Stock Exchange in 2012-2021by using a risk-based bank rating approach. Method research used is descriptive quantitative. Research results showing thatNon -Preforming Loan by whole have very healthy predicate with the average value of NPL is 1.73 %. Loan to Deposit Ratio by whole have predicate really healthy with the average LDR value is 84.51%. Net Interest Margin by whole have very strong predicate with the average NIM value is 84.51%. Return On Assets whole have very healthy prediction with the average value of ROA is 3.85 %. Cost Operations and Revenue operational by whole have very healthy predicate with the average value of BOPO is 87.51 %. Caital Adequacy ratio by whole have very strong predicate with the average value of CAR is 23.31 %.
Keywords: Bank Soundness Level, Risk Based Bank Rating
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