Analysis of Utilization of Online Financial Applications as Financial Management Media
Abstract
The rapid development of technology is currently affecting various sectors of life and also industry in the world, especially in Indonesia. This situation makes all people try to make good use of technology and start switching to various types of digital media. Many changes were made, from initially using conventional methods and then switching to the use of digital media, for example is the use of financial management media. There are so many applications or websites that are made to make it easier for a person or business owner to manage finances, two of which are the Monefy application as a personal finance manager, and the BukuKas application as a personal or business financial manager. In this study, an analysis of the influence of these two applications on online financial management was carried out through direct observation of the application and looking at user reviews and opinions regarding this application, as well as a literature study of various references related to the use of online financial applications and financial management media. This research was conducted aiming to find out how the use of online financial applications as a financial management medium for individuals or businesses. From this research, it is evident that online financial applications such as Monefy and BukuKas are very useful in managing personal and business finances because they can manage income, expenses, investments, accounts payable and financial statements.
Keywords: Online Financial Applications, Utilization, Financial Management
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