The Effect Of Conventional Banking Credit On Indonesian Economic Growth In The Last 5 Years
Abstract
The distribution of funds in the bank has a very large influence on the economic life of the community. With the distribution of funds to the public from conventional banking, the public can use these funds for both micro and macro business activities that have an impact on Indonesia's economic growth. This study aims to analyze the effect of conventional banking credit on Indonesia's economic growth for 5 (five) years from 2017 to 2021. The stages of the method used in this study are research flowcharts, data collection, literature study, problem identification, preprocessing, data analysis. (data analysis used is multiple linear regression, normality test, classical assumption test (multicollinearity test and autocorrelation test), statistical test (coefficient of determination (R2), F statistic test, and t statistic test), results of data analysis, final evaluation, and research approach.The result of this research is that the conventional bank credit variable has a significant effect on the Gross Domestic Product (GDP) variable, then the conventional bank credit variable simultaneously has a significant effect on the Gross Domestic Product (GDP) variable.
Keywords: Conventional Banking Credit, Economic Growth
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