Analysis of Utilization of Online Financial Applications as Financial Management Media For UMKM
Abstract
The rapid development of technology today has influenced various sectors of life and industries worldwide, especially in Indonesia. This situation has led everyone to strive to make good use of technology and shift towards various types of digital media. Numerous changes have been made from initially using conventional methods to transitioning to the use of digital media. One notable example is in the realm of financial management media.There are many applications and websites created to facilitate individuals or business owners in financial management. Two examples are the BukuWarung application and the TemanBisnis application, both serving as tools for personal or business financial management. This research analyzes the impact of these two applications on online financial management through direct observation of their applications, examining reviews and user opinions related to these applications. Additionally, a literature review is conducted from various sources related to the use of online financial applications and financial management media.The aim of this research is to understand the usefulness of online financial applications as a means of financial management for individuals or businesses. The findings of this research demonstrate that online financial applications like BukuWarung and TemanBisnis are highly beneficial in managing business finances. They enable the regulation of income, expenses, investments, debts, and financial reporting
Keywords: Online Financial Applications, Utilization, Financial Management
References
Fitriani, Yuni. (2021). Analisa Pemanfaatan Aplikasi Keuangan Online sebagai Media untuk Mengelola atau Memanajemen Keuangan. Jisamar (Journal of Information System, Applied, Management, Accounting and Research), 5(2), 454-461.
Hidayat, M. W. (2020). BukuWarung Raih Pendanaan Tahap Awal dari East Ventures. Retrieved November 10, 2023 from https://www.liputan6.com/tekno/read/4221244/bukuwarung-raih-pendanaan-tahap-awal-dari-east-ventures
Lesmana, R., & Sunardi, N. (2021). Futuristic Leadership Through PEKA Analysis Approach. HUMANIS (Humanities, Management and Science Proceedings), 2(1).
Lesmana, R., Sunardi, N., & Kartono. The Effect of Financing and Online Marketing on MSMEs Income Increasing at Intermoda Modern Market BSD City Tangerang Selatan. American Journal of Humanities and Social Sciences Research (AJHSSR), 5(7), 25-34
Lesmana, R., Sunardi, N., Hastono, H., & Widodo, A. S. (2021). Perceived Quality Membentuk Customer Loyalty via Brand Equity pada Pengguna Smartphone Merek Xiaomi di Tangerang Selatan. Jurnal Pemasaran Kompetitif, 4(2), 157-167
Lesmana, R., Sutarman, A., & Sunardi, N. Building A Customer Loyalty Through Service Quality Mediated by Customer Satisfaction. American Journal of Humanities and Social Sciences Research (AJHSSR), 5(3), 38-45
Media Digital. (2023). Apa itu BukuWarung?. Retrieved November 10, 2023 from https://bukuwarung.com/
Mucharomah, Nur Laili. (2023). Cara Mengelola Keuangan Bisnis dengan Aplikasi Teman Bisnis. Retrieved November 10, 2023 from https://dailysocial.id/post/cara-mengelola-keuangan-dengan-aplikasi-teman-bisnis
Mulyati, Dety. (2017). Manajemen Keuangan Perusahaan. Akurat | Jurnal Ilmiah Akuntansi, 8(2), 62-71.
Nastiti, Meyta., & Sunyoto, Andi. (2012). Perancangan Aplikasi Manajemen Keuangan Pribadi Berbasis Android. Jurnal Dasi, 13(2), 38-43.
Ria, Anita. (2018). Analisis Penerapan Aplikasi Keuangan Berbasis Android pada Laporan Keuangan UMKM Mekar Sari, Depok. Sosio e-Kons, 10(3), 207-219.
Sunardi, N. (2019). Relevansi Intelectual Capital terhadap Harga dan Retun Saham di Industri Perbankan Pemerintah di Indonesia. JIMF (Jurnal Ilmiah Manajemen Forkamma), 3(1).
Sunardi, N. (2020). Penilaian Kinerja Keuangan menggunakan Economic Value Added (EVA) dan Market Value Added (MVA) dengan Time Series Approach pada Industri Semen di Indonesia. JIMF (Jurnal Ilmiah Manajemen Forkamma), 3(2).
Syamsul, S. (2022). Analisis Pencatatan Dan Pelaporan Keuangan Umkm. KEUNIS, 10(1), 33-42.
Yuesti, Anik., & Kepramareni, Putu. (2019). Manajemen Keuangan Jendela Pengelolaan Bisnis. Bali: CV Noah Aletheia.
Downloads
Published
Issue
Section
License
Open Access
HUMANIS (Humanities, Management and Science Proceedings) is a national peer reviewed and open access journal that publishes significant and important research from all area of agroindustry.
This journal provides immediate open access to its content that making research publish in this journal freely available to the public that supports a greater exchange of knowledge.
Copyright
Submission of a manuscript implies that the submitted work has not been published before (except as part of a thesis or report, or abstract); that it is not under consideration for publication elsewhere; that its publication has been approved by all co-authors. If and when the manuscript is accepted for publication, the author(s) still hold the copyright and retain publishing rights without restrictions. Authors or others are allowed to multiply article as long as not for commercial purposes. For the new invention, authors are suggested to manage its patent before published. The license type is CC-BY-SA 4.0.
Disclaimer
No responsibility is assumed by publisher and co-publishers, nor by the editors for any injury and/or damage to persons or property as a result of any actual or alleged libelous statements, infringement of intellectual property or privacy rights, or products liability, whether resulting from negligence or otherwise, or from any use or operation of any ideas, instructions, procedures, products or methods contained in the material therein.
