Penerapan FIS Metode Tsukamoto untuk Menentukan Kelayakan Pemberian Kredit

Authors

  • Eliska Sulistiani Universitas Pamulang
  • Shandi Noris Universitas Pamulang

DOI:

https://doi.org/10.32493/informatika.v1i1.1464

Keywords:

Kredit, FIS metode tsukamoto, sistem pendukung keputusan

Abstract

PT. Interyasa Mitra Mandiri merupakan perusahaan yang bergerak dibidang pemberian tunai ataupun kedit elektronik dan furniture. Pemberian kredit ditentukan berdasarkan kelayakan pemberian kredit, yaitu dengan menggunakan tenaga survey yang dianggap lebih mengenal karakter personal, wilayah dan keadaan ekonomi calon debitur, dari mulai follow up calon debitur, survey tempat tinggal, lingkungan dan tempat bekerja. Dalam pengambilan keputusan layak atau tidak layak, dilakukan atas dasar petunjuk dari surveyor kepada team analis sehingga analisa kredit oleh surveyor serta pengambilan keputusan oleh team analis setempat kurang cermat. Penelitian ini akan menerapkan FIS metode tsukamoto untuk menentukan kelayakan pemberian kredit, khususnya di PT. Interyasa Mitra Mandiri dengan menggunakan lima variable input, yaitu character, capacity, capital, condition of economy, collateral dan variable output yaitu layak dan tidak layak. Penelitian ini berhasil menerapkan FIS metode tsukamoto untuk membuat sistem pendukung keputusan kelayakan pemberian kredit terhadap calon customer. Sistem yang dibuat dapat membantu perusahaan dalam mengatur sistem penyimpanan data pengajuan kredit sehingga menjadi leb ih baik dari sebelumnya.

Author Biography

Eliska Sulistiani, Universitas Pamulang

Received A.Md. (Associate Degree) in Electronic Engineering from Polytechnic of Brawijaya University, Malang, S.T. (Bachelor Degree) in Informatics Engineering from Mercu Buana University, Jakarta, and M.Kom (Master Degree) in Software Engineering from STMIK ERESHA, Jakarta. He is a lecturer at Informatics Engineering, Pamulang University. His current research interests include software engineering, intelligent systems, and machine learning.

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Published

2016-09-30

Issue

Vol. 1 No. 1 (2016): JURNAL INFORMATIKA UNIVERSITAS PAMULANG

Section

Article

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