Program Edukasi Manajemen Keuangan Usaha Bagi UMKM Agar Keuangan Usaha Dan Pribadi Tidak Tercampur

Abstract

This Community Service Activity (PKM) aims to deepen the understanding of Micro, Small, and Medium Enterprises (MSMEs) regarding the importance of business financial management to ensure that personal and business finances do not become intermingled. The underlying issues for this activity are the low financial literacy of MSME operators, the lack of systematic financial record-keeping, and the absence of separation between personal and business finances, which makes it difficult to accurately assess the business’s financial condition. The activity was conducted at the Taman Ciruas Permai Village Library, Ciruas Subdistrict, Serang Regency, using methods such as counseling, material presentations, simple financial management training, Q&A sessions, and assessment quizzes. The results of the activity showed an increase in participants’ understanding of the importance of financial record-keeping, the separation of business and personal finances, and more structured business financial planning. Participants also began to be able to perform basic record-keeping and understand profit management as well as business cash flow. Therefore, this activity is considered successful in improving financial literacy and basic financial management skills for MSME actors to support the sustainability and development of their businesses in a better and more sustainable manner.