Preferensi Gen Z Dalam Pemilihan Aplikasi Investasi Digital
Keywords:
Generasi Z; Investasi Digital; Aplikasi Investasi, Preferensi Pengguna.Abstract
Maraknya teknologi digital telah membuka jalan bagi aplikasi investasi untuk semakin mudah diakses oleh masyarakat, khususnya generasi Z yang merupakan generasi digital native. Penelitian ini bertujuan untuk menganalisis preferensi dan faktor-faktor yang mempengaruhi partisipasi Generasi Z dalam memilih aplikasi investasi digital di Indonesia. Dengan menggunakan metode sumber daya internal, penelitian ini mengumpulkan data sekunder dari laporan industri teknologi keuangan utama. Hasil penelitian menunjukkan bahwa faktor utama yang mempengaruhi preferensi Generasi Z dalam memilih aplikasi investasi adalah kemudahan penggunaan, keamanan, dan edukasi. Penelitian ini memberikan wawasan bagi pengembang aplikasi investasi digital untuk menciptakan platform yang lebih sesuai dengan kebutuhan Generasi Z dan meningkatkan partisipasi aktif mereka di dunia investasi swasta.
References
Adwani, P. (2021). The Influence of Social Media on Gen Z Financial Decisions. Journal of Content, Community, and Communication, 13(7), 102-115.
Anderson, M., & Jiang, J. (2018). Teens, social media & technology 2018. Pew Research Center. https://www.pewinternet.org/2018/05/31/teens-social-media-technology-2018/
Asosiasi Fintech Indonesia (AFTECH). (2023). Laporan industri fintech Indonesia. AFTECH. https://aftech.id/
Charles Schwab. (2020). 2020 modern wealth survey: Gen Z. Charles Schwab. https://www.schwab.com/resource-center/insights/content/2020-modern-wealth-survey-gen-z
Deloitte. (2020). Gen Z: The future of investing. Deloitte. https://www2.deloitte.com/global/en/pages/financial-services/articles/gen-z-investing.html
Dimock, M. (2019). Defining generations: Where millennials end and Generation Z begins. Pew Research Center. https://www.pewresearch.org/fact-tank/2019/01/17/where-millennials-end-and-generation-z-begins/
Hernandez, M., Aranda, A., & Calderon, M. (2020). The impact of user interface design on millennials’ and Gen Z’s preferences for online investment applications. Journal of Digital Finance, 5(2), 67–79. https://doi.org/10.1007/s42526-020-00023-3
Jones, K., Davis, A., & Harris, T. (2020). Understanding Generation Z’s digital behavior and its implications for financial services. Journal of Financial Services Marketing, 25(3), 153–166. https://doi.org/10.1057/s41264-020-00070-4
Kumar, S., Singh, R., & Mishra, A. (2020). A comparative analysis of investment behavior of millennials and Gen Z. International Journal of Financial Studies, 8(2), 21–34. https://doi.org/10.3390/ijfs8020021
McKinsey & Company. (2020). The next generation: How Gen Z is changing the investment landscape. McKinsey & Company. https://www.mckinsey.com/industries/financial-services/our-insights/the-next-generation-how-gen-z-is-changing-the-investment-landscape
PwC. (2022). Global digital trust insights. PwC. https://www.pwc.com/gx/en/services/governance-risk-compliance/digital-trust-insights.html
Wang, Y., Liu, Z., & Chen, X. (2021). Financial literacy and investment behavior among Generation Z: The role of financial education. Journal of Behavioral Finance, 22(3), 193–208. https://doi.org/10.1080/15427560.2020.1846819
Downloads
Published
How to Cite
Issue
Section
License
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.